Lorelai and Rory have a major falling out after Rory goes against her mother’s wishes and asks her grandparents to lend Lorelai the money she needs to repair termite damage to their house; Lane’s desire to become a cheerleader causes a strain in her relationship with Rory; after an exhaustive and unproductive attempt to raise the funds she needs based on her own credit rating, Lorelai is forced to ask Emily to cosign a loan; Rory drives Paris crazy when she refuses to reveal her PSAT scores.