Annabel, a young woman, faces the possibility of being shunned by a close-knit New York social group headed by her socialite best friend when she becomes enamored with Theo, a captivating photographer. While dealing with the unexpected death of her father, Annabel is caught between the luxurious comfort of her elite social circle and the lively aspirations of the downtown art scene. As Theo exposes her to new facets of the city and her own identity, Annabel must decide how much she is willing to step beyond her privileged confines.